Independent trader reviews, ratings and payout experiences for Moneta Funded.
Broker:Moneta Funded Ltd, Saint Lucia (reg. 2025-00532), broker-backed by Moneta Markets. The EVALUATION IS SIMULATED; a separate Funded Trader Agreement may follow
Platform:
MT5Match Trader
Payment Methods:
Apple PayCDCredit/Debit CardCRCrypto
Payout Methods:
CRCryptoMMMoneta Markets Account
Instruments and Assets
Type of InstrumentsCFD
Assets
CryptoMetalsFXIndicesEnergy
Maximum Allocation$2.4M
Leverage
Instant FundingUp to 1:30
Phoenix InstantUp to 1:30
1-Step EvaluationUp to 1:30
2-Step EvaluationUp to 1:100
Instant Funding ProUp to 1:30
Commissions
FX$4 per lot
CryptoNo commission
EnergyNo commission
Metals$4 per lot
IndicesNo commission
Consistency Rules
Best day ≤15% of total profit (Instant Funding); 20% option available at higher price
Firm Rules
Program Options: Sprint (on-demand full payoff), Instant Pro (4% daily profit cap), Instant Funding (consistency rule), Phoenix (auto-scaling at 10% profit), 1-Step, 2-Step (4% or 5% daily loss options)
Max Floating Loss: 3% per symbol (5% daily loss & Instant Pro) or 2% per symbol (4% daily loss, 1-Step, Instant, Phoenix)
News Trading: Banned ±5 min around high-impact news (except Instant Pro unlimited); positions opened 2+ hours prior may close during restriction
Trading Permissions: EAs, copy trading, overnight/weekend holding all allowed
Prohibited: Martingale strategies, grid trading/hedging, concentrating majority of daily loss/margin into single trade idea
Phoenix Scaling: 10% profit converts to withdrawable credit at next level; continue scaling or withdraw after 14 days + 3 profitable days
2-Step: Phase 1 target 10% and Phase 2 target 5%, daily drawdown 5%, maximum drawdown 10%, split 88%.
Phoenix Instant offers funding up to $2M, and Sprint is a new 2026 challenge.
EXECUTION: Moneta Funded’s official terms state the programmes are SIMULATED accounts and that trades are NOT executed in real financial markets. Successful traders may subsequently be offered a separate Funded Trader Agreement.
Restricted jurisdictions also include FATF, OFAC, EU and UN sanctioned countries. Pakistan is not listed.
Payout Policy
$100 minimum; bi-weekly (14-day intervals) except Sprint (on-demand full) and Instant Pro first payout (on-demand).
The site advertises processing in under 48 hours and up to a 100% payout on selected structures.
Payout★★★★★
Support★★★★★
Rules★★★★★
Platform★★★★★
Restricted Countries
AfghanistanCubaIran◎Myanmar (Burma)North KoreaThailandUnited Arab EmiratesVenezuelaVietnam
Profile data
Structured company facts are summarized from public sources and rewritten for PropFirmCheckup. Always confirm time-sensitive trading terms directly with the firm.
Saint Lucia
Afghanistan
Cuba
IranMyanmar (Burma)
North Korea
Thailand
United Arab Emirates
Venezuela
Vietnam